
Refinance Calculator
Unlock savings through refinancing

Refinance Calculator
Unlock savings through refinancing

Refinance Calculator
Unlock savings through refinancing
A refinance home loan is one where you switch your current home loan with a new one, either sticking with the same lender or switching to a new one. Refinancing unlocks several benefits, including better interest rates, better policies, and cashback opportunities.
Calculate Your Savings Through Refinancing
Calculate Your Savings Through Refinancing
Calculate Your Savings Through Refinancing
The results provided by this calculator are for indicative purposes only and are based on the information you have provided. They do not constitute financial advice, a loan offer, or a guarantee of approval. Loan eligibility is subject to lender assessment, credit checks, and other conditions. We recommend consulting with a licensed financial advisor or mortgage broker before making any financial decisions.
The results provided by this calculator are for indicative purposes only and are based on the information you have provided. They do not constitute financial advice, a loan offer, or a guarantee of approval. Loan eligibility is subject to lender assessment, credit checks, and other conditions. We recommend consulting with a licensed financial advisor or mortgage broker before making any financial decisions.
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Refinancing typically takes 3 days to 6 weeks, depending on the lender and the complexity of the application. Also, although the process of refinancing generally is shorter if the lender fast-tracks certain steps, sometimes it may take as long ask filing a new home loan application.
How long does it take a refinance a home loan?
Refinancing typically takes 3 days to 6 weeks, depending on the lender and the complexity of the application. Also, although the process of refinancing generally is shorter if the lender fast-tracks certain steps, sometimes it may take as long ask filing a new home loan application.
How long does it take a refinance a home loan?
Refinancing typically takes 3 days to 6 weeks, depending on the lender and the complexity of the application. Also, although the process of refinancing generally is shorter if the lender fast-tracks certain steps, sometimes it may take as long ask filing a new home loan application.
How long does it take a refinance a home loan?
Refinancing typically takes 3 days to 6 weeks, depending on the lender and the complexity of the application. Also, although the process of refinancing generally is shorter if the lender fast-tracks certain steps, sometimes it may take as long ask filing a new home loan application.
How long does it take a refinance a home loan?
Yes, refinancing can temporarily lower your credit score. Each time you apply for credit, including a new loan or refinance, the lender performs a hard inquiry on your credit report, which can cause a small dip in your score. However, this effect is usually short-term, and successfully refinancing your loan can improve your credit score in the long run if it helps you manage debt more effectively.
Does refinancing hurt your credit score?
Yes, refinancing can temporarily lower your credit score. Each time you apply for credit, including a new loan or refinance, the lender performs a hard inquiry on your credit report, which can cause a small dip in your score. However, this effect is usually short-term, and successfully refinancing your loan can improve your credit score in the long run if it helps you manage debt more effectively.
Does refinancing hurt your credit score?
Yes, refinancing can temporarily lower your credit score. Each time you apply for credit, including a new loan or refinance, the lender performs a hard inquiry on your credit report, which can cause a small dip in your score. However, this effect is usually short-term, and successfully refinancing your loan can improve your credit score in the long run if it helps you manage debt more effectively.
Does refinancing hurt your credit score?
Yes, refinancing can temporarily lower your credit score. Each time you apply for credit, including a new loan or refinance, the lender performs a hard inquiry on your credit report, which can cause a small dip in your score. However, this effect is usually short-term, and successfully refinancing your loan can improve your credit score in the long run if it helps you manage debt more effectively.
Does refinancing hurt your credit score?
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Ready to Get Your Dream Home With Us.

Select Loan & Mortgage is a one-stop solution for home loan consulting services in Australia.
ABN: 86 680 285 143
ACN: 680 285 143
Address: Level 10, 90 King William Street Adelaide SA 5000
Select Loan & Mortgage
Home Loan Calculators
Select Loan and Mortgage Pty Ltd | Credit Representative Number 563198 is authorized under Australian Credit License 389328 | 86 680 285 143 |
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
Ready to Get Your Dream Home With Us.

Select Loan & Mortgage is a one-stop solution for home loan consulting services in Australia.
ABN: 86 680 285 143
ACN: 680 285 143
Address: Level 10, 90 King William Street Adelaide SA 5000
Select Loan & Mortgage
Home Loan Calculators
Select Loan and Mortgage Pty Ltd | Credit Representative Number 563198 is authorized under Australian Credit License 389328 | 86 680 285 143 |
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
Ready to Get Your Dream Home With Us.

Select Loan & Mortgage is a one-stop solution for home loan consulting services in Australia.
ABN: 86 680 285 143
ACN: 680 285 143
Address: Level 10, 90 King William Street Adelaide SA 5000
Select Loan & Mortgage
Home Loan Calculators
Select Loan and Mortgage Pty Ltd | Credit Representative Number 563198 is authorized under Australian Credit License 389328 | 86 680 285 143 |
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
Ready to Get Your Dream Home With Us.

Select Loan & Mortgage is a one-stop solution for home loan consulting services in Australia.
ABN: 86 680 285 143
ACN: 680 285 143
Address: Level 10, 90 King William Street Adelaide SA 5000
Select Loan & Mortgage
Home Loan Calculators
Select Loan and Mortgage Pty Ltd | Credit Representative Number 563198 is authorized under Australian Credit License 389328 | 86 680 285 143 |
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.